Saving money and paying off debt are two of the most common New Year’s resolutions. If you are one of the many people who vowed to improve your financial situation this year, Dave Ramsey’s Financial Peace University program can provide the direction you need to help you reach your goals.
Although Dave Ramsey is a popular radio personality and best-selling author, it wasn’t until I started to read frugal living blogs that I learned about him. It seemed that many of the people who really knew how to stretch a dollar and stick to a budget had attended Financial Peace University classes, or had read one of his books.
I decided to read Ramsey’s Total Money Makeover last year, and it really changed my perspective about money. My husband and I didn’t have an awful lot of debt, but it was enough to keep us living paycheck to paycheck, and I felt like our situation would never change.
I used to wish that I could somehow pay off my car loan early to ease our burden. After reading Total Money Makeover, I realized that I could pay off my car and our student loans in one year if I changed my thinking. I am happy to say that as of January 2013, my husband and I are debt free except for our mortgage!
Dave Ramsey’s book provided the inspiration I needed to get out of debt, but I knew that his Financial Peace University would provide greater detail, and hopefully even more motivation to accomplish our other financial goals.
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